RetirementPlanningFocusedon
HelpingYouKeepMoreofWhatYou'veBuilt
Flat-fee retirement planning and investment management for retirees and near-retirees seeking clarity around taxes, income, investments, and long-term financial decisions.
ScrollSound familiar?
When can I actually retire?
You'verunthenumbersadozentimes.Theykeepgivingyoudifferentanswers,andyourgutstillisn'tsure.
How much will taxes eat?
Rothconversions.RMDs.SocialSecuritytaxation.Getoneofthemwronganditcostsrealmoney.Everyyear.
What makes us different
Six reasons this isn’t your typical advisor.
A retirement specialist, not a generalist
Our mission is simple: help people near and in retirement get there, and make the most of it once they arrive. Not a little of everything. Retirement, specifically.
What I do
Seven areas. One coordinated plan.
Most advisors hand you six separate conversations. At Your Path Fi, it’s one connected plan. Your tax strategy talks to your investment strategy. Your Social Security decision talks to your withdrawal plan. Because in retirement, none of it lives in isolation.
How this works
Three steps to see if we’re a fit.
Retirement Strategy Session
A 45-minute conversation about your situation, priorities, and top retirement questions. We get to know each other and see whether it makes sense to continue. No pressure or obligation.
Your Retirement Planning Framework
If it makes sense to continue, I create a tangible framework that reflects what matters to your household, what you are planning for, and how your retirement decisions could connect. We review it together before you decide.
Choose to Engage
Only after those conversations do you decide whether the relationship feels right. There is no standard answer and no pressure to move forward.
You worked 40 years for this.
You deserve a real plan. Not a sales pitch, not a template, and not a percentage taken off the top forever. See who I work with and what you can expect.
Free intro call.
Featured In
Retirement Planning Education, with Andy Panko
Retirement Planner Chat with Ryan Langan from Your Path Fi
Ryan joined Andy Panko for a conversation about retirement planning, including tax planning, retirement income, healthcare costs, long-term care, and questions people may overlook as retirement gets closer.
A quick gut-check
Is working together a fit?
Better to find out now than three months from now.
I’m probably a great fit if you:
- Are 2 to 5 years from retirement, or recently retired
- Want a single, transparent flat fee instead of a % of your assets
- Value a long-term relationship over one-off advice
- Want a fiduciary who coordinates with your CPA and estate attorney
I’m probably not the fit if you:
- Are still purely in accumulation mode and want hot stock tips
- Want commission-based products
- Are looking for a one-time plan or hourly advice
If you’re in the first column, the call is yours to take. Learn more about how I help pre-retirees or planning for people already in retirement, or see our flat-fee pricing.
Schedule Your Strategy Session
About
Built on a different idea of advice.
Your Path Fi is built around a simple belief: pre-retirees and retirees deserve a real plan, not a percentage-fee slot in someone else’s portfolio model.
Fee-Only · Flat-Fee · Fiduciary
Ryan Langan, CFP®, is the principal advisor and founder. He spent nearly a decade in the financial planning industry before starting Your Path Fi to do retirement planning differently: relationships first, fully holistic, and a flat fee that doesn’t grow with your portfolio.
Every plan is built by a Certified Financial Planner™. Every strategy is yours, not a template. And every dollar you pay goes to advice, never to a product manufacturer or a commission.
Ryan works with pre-retirees and retirees in West Chester, PA and throughout the surrounding area, offering retirement planning in Chester County, PA in person, along with virtual planning for clients nationwide.
Before you schedule
The Retirement Income Guide.
Five decisions that determine whether your money lasts.
The size of your nest egg gets all the attention. Whether it actually lasts comes down to a handful of decisions most people never see laid out together. This guide walks through all five, in plain language.
- Why your plan, not your portfolio, decides how this goes
- Why protecting your principal is actually the riskiest move
- How to turn your savings into a paycheck without guessing what to sell
- The low-tax window most retirees miss, and how to use it
- [+1 more]
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